Umbrella Insurance

Think of umbrella insurance as an extra safety blanket that protects the existing liability coverage limits on your existing auto, RV, home, and other insurance policies. Your umbrella insurance policy may provide coverage for claims otherwise excluded by other liability policies such as libel, slander, false arrest, and rental units. Generally speaking, umbrella insurance policies provide coverage for injuries, specific lawsuits, personal liability claims, and property damage.

If you have significant assets, multiple properties, own an animal, host frequent parties, or participate in any other activities that result in a greater propensity to being sued. It would be best if you considered purchasing an umbrella policy. At Steadfast Insurance Agency in Texas, we can help you review your options and make a determination about if umbrella insurance is needed and how much coverage to buy. Our friendly team of insurance professionals knows the industry inside and out, making us the perfect company to help with your insurance needs.

Another benefit offered by umbrella insurance is that the coverage can extend to other household members. For example, suppose your son or daughter has just started driving and is in an accident that results in significant damage and injury to other people. In that case, your umbrella insurance policy can be used for them. If the accident results in $500,000 of total damage and your auto policy only includes liability coverage of up to $300,000, then your umbrella insurance policy will cover the rest.

The cost of umbrella insurance is unlikely to break the bank for the coverage offered, and the protection offered will be much appreciated should it ever be needed. For more information or to ask any questions, give Steadfast Insurance Agency in Texas a call today to schedule a no-obligation consultation with an insurance professional.

Steadfast Insurance Agency, LLC is a full-service property and casualty insurance Agency. While our office is located in Texas, we are licensed across multiple states. Coverage may not be bound, changed, or confirmed via the internet. You must speak directly with a licensed representative.